You already have the relationship. We have what their business needs.
Your clients have been telling you about the same problems for years. Cash tied up in unpaid invoices, an insurance bill that lands all at once, good people leaving over money. You make one introduction. We do the work. Everyone comes out better, including you.
You have been watching these businesses struggle with this for years.
You know which client is waiting on a customer to pay, and which one loses good people every spring. Until now there was nothing to do about it but sympathize, because the tools that fix it were built for companies ten times the size.
It makes your advice actionable
You have been telling clients to fix their cash timing for years. Now there is something behind the advice instead of just the advice.
It costs your client nothing to consider
The tools for their team are free to the business. The tools for the business are quoted up front. No client ends up annoyed that you sent them.
It does not touch what you already sell
We are not another vendor competing for the same budget. We sit next to what you do rather than across from it.
We work with
Six products that fix the three things making these businesses fragile.
Cash that arrives too late, people who leave over money they could not find, and health problems that turn into lost weeks. Your client ends up with steadier cash, a team that stays, and fewer emergencies landing on their desk.
- Funded in days, not sixty
- Approved on their customers' credit, not theirs
- No minimums and no new debt
- Same policy, same coverage, same agent
- A down payment, then monthly across the term
- Approved within 24 hours
- Pay they have already earned, before payday
- A fixed rate loan repaid through payroll
- A payroll Mastercard for it to land on
- No cost per visit, any hour of the day
- Mental health support and cheaper prescriptions
- Nothing for the business to set up or pay
This fits hardest in labor-intensive businesses of roughly five to five hundred people, where payroll is the largest operating cost.
An introduction, when it feels right.
We are not here to displace what you sell. If you write premium finance, or already provide something we offer, that product comes off everything we put in front of your clients and yours stays the offering. We also do not sell insurance and never touch your client's coverage.
You are lending us your reputation, so here is what your client experiences.
- A founder calls, usually the same day Inside 24 hours, and the call comes from a founder rather than a call center.
- Thirty minutes, and it is not a pitch Nothing to prepare and no documents to gather. Products come up only once we understand how the business runs and where the money pinches.
- A straight answer on fit We recommend only what fits. If nothing does, we say so and tell you why. A no from us still leaves you looking like the advisor who sent a straight shooter.
- Live in days, not months Factoring funds inside the first week or two. Team tools connect to payroll in a couple of days. Virtual Healthcare is self serve in minutes.
- You stay in the loop We tell you when your client goes live, program by program, and you get a statement once payouts start. The client stays yours throughout, and you tend to hear from them about what changed before you hear it from us.
You get paid for the introduction. Then you keep getting paid.
Most referral programs hand you a fee once and forget you. Ours pays two ways, and the recurring side keeps paying for years while your client stays live. We go through the actual numbers in the first conversation, and they are usually the first thing partners want to talk about.
Two ways, and the first one keeps paying.
Ongoing
Paid for years, not once. The longer your client stays, the more one introduction is worth.
One time
Paid once, for each client who comes on board. You know the number before you send anyone.
Rates and terms depend on the product and on how your business operates, and the full details are covered in the first conversation. Nothing here is a surprise later.
What channel partners ask first.
What does this actually ask of me?
Introductions, and that is the whole ask. We handle onboarding, setup, activation and ongoing support. There is no software for your firm to learn, no process to change and nobody to hire.
How are partners paid?
Two ways. A share of the profit on the tools your client's team uses, paid monthly for years while they stay live, and a flat fee for each client who comes on board. First payout lands within 30 days of go live, and the terms you sign under are the terms you keep. We go through the actual numbers in the first conversation.
What can I refer clients for today?
All six products. Factoring and premium finance are funding now, and we are actively having conversations on the pay access tools so clients are set up and ready to enroll the day each one goes live. There is no reason to hold an introduction back.
Do you compete with what I already sell?
No. If you already provide something we offer, that product comes off everything we put in front of your clients and yours stays the offering. We also do not sell insurance and never touch your client's coverage.
What size businesses is this for?
It works hardest for labor-intensive businesses with roughly 5 to 500 people, where payroll is the largest operating cost. That is where the difference is most obvious. It is not a limit though. We have the products to serve larger and smaller businesses, and if a client falls outside that range it is worth asking rather than assuming.
How do I know which of my clients fit?
If they invoice other businesses and wait to get paid, or they run an hourly crew with turnover, they fit. Construction and trades, transportation, staffing, manufacturing, field service and security are where we see it most, but the pattern matters more than the industry. The first conversation is where we go through your client base and pick a starting point.
Let us show you what this would do for your clients.
Tell us about your firm and the businesses you look after. We will go through which of your clients this helps, what it changes for them, and exactly what you earn on it.
Nothing to prepare, and nothing to commit to.
Patch Systems does not sell insurance, and no compensation under the channel partner program is in any way based on or contingent upon the purchase, placement, or renewal of insurance.